An S Corporation for Realtors might sound like just another boring tax topic, but it could be the single most overlooked tool in your financial toolbox. Most agents are told to just “set up an LLC” and call it a day. But what if that’s not only outdated advice — what if it’s costing you thousands?

Why Realtors Are Stuck With the Same Advice

The industry mantra has long been “get an LLC.” The problem is that an LLC means everything you earn is subject to self-employment tax. For realtors making six figures, that’s no small hit. An S Corporation for Realtors changes the game because it lets you structure your income more strategically and legally reduce how much you send to the IRS.

The Hidden Power of an S Corporation for Realtors

But here’s the part almost nobody talks about: when you run your business through an S Corporation, you can set up your own retirement plan inside your company. That means you can roll over old 401(k)s or IRAs, put yourself in control as the administrator, borrow against those funds and even invest in non-traditional assets not allowed in typical administrated plans. Imagine using retirement dollars as seed money for your next real estate deal — without paying crushing penalties or taxes.

Why It Matters Right Now

Most realtors are sitting on opportunities they can’t touch simply because their money is trapped in someone else’s plan. With an S Corporation for Realtors, you control when, how, and if you borrow — not a faceless administrator. That flexibility could mean grabbing the next hot property instead of watching it slip away.

Bottom line: Don’t just accept “get an LLC” as gospel. An S Corporation for Realtors might be your unfair advantage in both taxes and wealth-building.

Curious whether this strategy could work for you? Maximize your savings and build wealth with the right strategy. Connect with James D. Miller, CPA at jdmcpa4u.com.